E-BANKING SECURITY DILEMMAS OF USERS LIVING IN RURAL AREAS – THE CASE OF KONIN COUNTY IN WIELKOPOLSKA

The aim of the study was to identify selected threats e-banking security in opinion rural residents, on case Konin County. Available services were analysed against background cybercrime threats. research conducted year 2019. In spatial scope, it concerned Wielkopolska and territory County, which consists 14 municipalities, including 5 urban-rural municipalities 9 municipalities. Using method diagnostic survey, a sample almost 400 people invited study, results collected. majority respondents residents. survey questionnaire consisted 22 closed questions information data. Suggested answers programmed according five-point Likert scale. used Pearson’s chi-square statistical test independence, comparative descriptive analysis. Calculations performed MS Excel. As result, relatively high level interest among residents county indicated. More than 90% respondents, primarily use online banking. This is especially applicable retail payments, as well successive control household budget. E-banking’s usability mostly determined by: time saving, widespread availability convenience. Despite awareness risks, banking inspires confidence respondents. Therefore, social legal responsibility sector for electronic transaction recommended. justified by respondent opinions that traditional will be eliminated future e-commerce tools, e-banking.